Kesher Money
Offline PWA
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Travel Quick Packs
Custom
🏖️ Nomad Core
🌏 SE Asia
🌎 Latin America
🌍 Europe & Balkans
🏺 Middle East
Add Currencies
🍽️ Tip & Tax
👥 Split Bill
🏧 ATM Fees
7
8
9
÷
4
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6
×
1
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3
−
0
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C
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=
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Street & Blue Rate
Official Bank Rate (1 USD):
--
Current Effective Rate:
--
Custom Cash / Street Rate (per 1 USD)
Quick Multipliers
+10%
+20%
+30%
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🍽️ Tip & Tax
👥 Split Bill
🏧 ATM Fees
Bill Amount
USD
Tip Percentage
0%
10%
15%
18%
20%
Regional Tax / Service
None
+10% Svc
+13% IVA
+18% VAT
Tip Amount:
$0.00
Tax / Service:
$0.00
Total with Tip & Tax:
$0.00
Apply Total to Live Matrix
Total Bill to Split
Number of People
−
2
people
+
Each Person Pays:
$0.00
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Withdrawal Amount
ATM Operator Fee
Bank Foreign Transaction Fee (FX)
0%
1.5%
2.5%
3.0%
Total Dispensed + ATM Surcharge:
--
Official Net Cost (0% fee):
--
Real Home Bank Deduction:
--
Always Charge in Local Currency (Reject DCC)!
When an overseas ATM or card terminal asks if you want to be billed in USD/ILS or the local currency,
always pick the local currency
. Terminal conversion (DCC) charges a hidden 6%–12% predatory markup.